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   CCJ Mortgages

Get a Mortgage Quote A County Court Judgement (CCJ) is a judgement against you for a debt in the County Court. A record of the CCJ will appear on your credit file unless the debt is settled in full within 30 days of the date of the Judgement.

A County Court Judgment may be set aside, varied, or suspended on application to the court. Judgements are registered publicly with the Register of County Court Judgments and held for six years.

If the debt is paid after the 30 day deadline, the Judgement will still appear in the Register of County Court Judgements, but will be shown as being satisfied. But a satisfied judgement will, in most cases, still show on your credit record and be treated as adverse credit history.

Taking out a mortgage when you have County Court Judgements or CCJs against you can be very difficult. But at Clean Slate Mortgages the specialist mortgage brokers we work with can arrange mortgages for people with CCJs via their close links with a number of UK mortgage lenders who are willing to lend to people with CCJs.

For more information, please use our online enquiry form.


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